Mr. Townsend serves as Executive Vice President and Chief Financial Officer of Capitol Federal Savings Bank and Capitol Federal Financial, Inc. Mr. Townsend also serves as Treasurer for Capitol Federal Financial, Inc., Capitol Funds, Inc., a wholly owned subsidiary of the Bank, and Capitol Federal Mortgage Reinsurance Company, a wholly owned subsidiary of Capitol Funds, Inc. Mr. Townsend was promoted to Executive Vice President, Chief Financial Officer and Treasurer in September 2005. Prior to that, he served as Senior Vice President, a position he held since April 1999, and Controller of Capitol Federal Financial, Inc., a position he held since March 1999. He has served in similar positions with Capitol Federal Savings Bank since September 1995. He served as the Financial Planning and Analysis Officer with Capitol Federal Savings Bank for three years and other financial related positions since joining Capitol Federal Savings Bank in 1984.