Capitol Federal Financial, Inc.® is the holding company for Capitol Federal® Savings Bank. Capitol Federal Savings Bank is a federally chartered savings bank founded in 1893 and is
headquartered in Topeka, Kansas. Capitol Federal Savings Bank has 46 branch locations, two of which are
in-store branches, serving primarily the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan,
Emporia and Salina, Kansas and a portion of the metropolitan area of greater Kansas City.